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Management Investment Finance

A Framework Agreement signed between the Regional Government and the main financial institutions present in the Region, provides an opportunity to all the firms located in Castilla - La Mancha in order to obtain loans with the most favourable conditions in the financial market.

All the firms, no matter their size, developing agricultural, industrial, service, handicrafts.. activities will have available loans with excellent financial conditions. With this kind of loans, firms will be able to finance expenditures and investments in order to modernise installations, improve competitiveness, and expand or set up a new business.

Local, regional and national financial institutions will participate and collaborate in this financial agreement.

 

Features of the financial agreement

FEATURES OF THE FINANCIAL AGREEMENT
TEMPORAL PERSPECTIVE
PLAZO
CARENCIA
INTERÉS (1)
LIQUIDACIÓN
COMISIONES
LONG TERM
10 Years
2 Years
3,69%
Quarterly
Exempted
CORTO PLAZOSHORT TERM
2 Years
 
3,69%
Quarterly
Exempted
(1) Aplicable for 3rd Quarter 2005 (updated vcalues in http://www.jccm.es/economia/convenios/convefin.html#caracteristicas%20préstamos).
Source: Regional Government of Castilla - La Mancha.


Financial institutions

Banco Bilbao Vizcaya-Argentaria,Banco Español de Crédito, Banco Santander Central Hispano, Caja Castilla - La Mancha, Caja de Guadalajara, Caja del Mediterráneo, Caja el Monte, Caja España, Caja Madrid, Caja Murcia, Caja Rural de Albacete, Caja Rural de Casas Ibáñez, Caja Rural de Ciudad Real, Caja Rural de Cuenca, Caja Rural de la Roda, Caja Rural de la Valencia Castellana, Caja Rural de de Mota del Cuervo, Caja Rural de Toledo, Caja Rural de Villamalea, Ibercaja, La Caixa, Unicaja.


Líne SME - Finances

The "Instituto Financiero de Castilla - La Mancha" (Finance Institute of Castilla - La Mancha) manages new instruments that efficiently contribute to the regional economic development. For this reason, it has launched a first line of financing aimed at Small & Medium Enterprises (SMEs), which is called "Line SME-Finances". This measure will allow SMEs to obtain loans in advantageous conditions featured by an "euribor" rate without differential and furthermore without expenses and commissions.


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